active. There are no set limits on the points that can be earned annually. The card also comes without any annual fee or pre-set spending limit. The card offers a low introductory APR (2.90%) and balance transfers; it makes you eligible for the regular platinum benefits from the American Express.
The card’s reward program depends on the points you earn through your purchases,Frequenting Hilton Hotels? Go For The Hilton HHonors Platinum American Express Card Articles which can be solely used at the Hilton chain of hotels. You will gain 5 points (along with 3 points for hotel stays in future) on your card for every dollar you spend. You can also earn 5 points on your card, if you make buys from gas stations, restaurants, drugstores, supermarkets, and the likes. Moreover, with qualifying hotel stays, the cardholder stands to gain points as well as frequent flyer miles. You can use your points when they have added up to a minimum of 7500 points. The category of the hotel will determine a free night (ranging between 10,000 points to 40,000 points).
You must be informed that the purchase of the Annual Percentage Rate (APR) is high. However, for the initial six months, the introductory APR appears to be low. Though, later on the rate shoots up. The card also does not have any annual fee.
The Hilton HHonors Card promises you a host of facilities. The card provides protection from fraud and also offers you extended warranties and purchase protection. The Hilton HHonors Platinum American Express Card also gives you travel benefits like car rental insurance, roadside assistance, medical referral services, a global ass